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We flick a switch and contact every business in your market as fast as possible, flooding your team with prospects ready to talk finance.

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  • Hyper-Personalised to every business.
  • Sent across your entire market at lightning speed.
  • Based on real AI finance signals
  • Written like a human sent it.

Ariah builds and runs a done-for-you AI machine that

A city map model covered in gold location pins

works your entire market,

A gold magnifying glass held over a row of work vehicles

finds finance opportunities,

Hundreds of personalised message cards flowing around a salesperson

and starts highly personalised conversations at a scale your sales team could never match.

Finance companies that win will not have the biggest sales teams.

They will have the fastest machine to find, personalise, and start finance deals across their entire market. On repeat.

The black and gold Ariah switch
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The market is bigger than your team can reach

A salesperson overwhelmed at his desk while business opportunities pile up around him

Your sales team can only talk to so many businesses each day.

Every month, good deals happen with the exact kind of businesses you want, and they never hear from you.

While they work through today’s prospects, the rest of your market keeps moving.

A row of new white trucks

Buying Trucks

An excavator on a work site

Buying Equipment

A large building under construction

Taking on Bigger Jobs

A business owner outside a new warehouse with a fleet of vans

Expanding

A mechanic repairing a broken-down truck

Running into Problems that need Finance

A handshake over a signed contract

Winning a Big Contract

Your team never hears about most of it.

Those businesses do not stop needing finance. They just end up talking to someone else.

That is the gap Ariah exists to close.

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Why most AI and marketing systems fail at finance

Photo card: AI can write the email

AI can write the email.

Photo card: Marketing agencies can send thousands

Marketing agencies can send thousands of them.

But neither means they understand finance.

They might spot a new truck, new equipment, a bigger job or a growing business.

Flow chart print: A New Truck

A New Truck

Flow chart print: New Equipment

New Equipment

Flow chart print: A Bigger Job

A Bigger Job

Flow chart print: A Growing Business

A Growing Business

But do they know why that business needs the truck, or what finance product actually fits the situation?

Comparison photo: the new truckComparison photo: the new truck

A generic “marketer” might see a new truck and send:

“Thinking about upgrading your vehicles?”

Comparison photo: same truck againComparison photo: same truck again

Ariah sees the business behind it.

Small photo 1: won a big contract

Maybe they won a big contract and need more vehicles.

Small photo 2: old truck keeps breaking down

Maybe their old truck keeps breaking down.

Small photo 3: without tying up cash

Maybe they need the truck without tying up cash they use to run the business.

Dark band: That is the difference

That is the difference.

Ariah understands how businesses use finance,

what different finance products can solve,

and what the right reason is to start the conversation.

Other AI personalises the message.

Ariah knows what the message should actually be about.

What Ariah does instead

Ariah builds and runs the entire system for you.

It finds the right businesses.

It finds the live finance opportunities.

It works out what to say.

It starts the conversations.

It hands those conversations to your sales team.

Dark band: You do nothing

You do nothing.

Framed photo 1: No software to learn

No software to learn.

Framed photo 2: No system to manage

No system to manage.

Framed photo 3: No campaigns to run

No campaigns to run.

Framed photo 4: No extra salespeople to hire

No extra salespeople to hire.

You switch it on.

Ariah does the work.

Your team gets the conversations that can turn into deals.

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How it works

1Step 1: We work through your entire market
How it works, step 1

Ariah finds the businesses you could sell to and researches what is happening inside each one.

We look at vehicles, equipment, the work they do, growth, and other things that can point to a finance need.

We do not just find businesses. We find the finance opportunity.

2Step 2: We work out what to say
How it works, step 2

A new truck could mean growth.

It could mean a broken‑down vehicle.

It could mean a new contract.

Each situation can mean a different finance need and a different conversation.

Ariah works out the right finance angle for each business.

3Step 3: We build the outreach around each business
How it works, step 3

Ariah uses custom variables to turn what we find into personalised outreach.

The message changes based on the business, its situation, and the finance opportunity.

It is not one template sent to thousands of businesses.

Each message is built around who we are contacting and why.

When someone shows interest, your sales team takes over.

4Step 4: You close the deal
How it works, step 4

Ariah does the research, hunting, and outreach.

Your team talks finance, structures the deal, and closes it.

Ariah keeps working in the background, finding the next opportunity.

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A simple example of what the engine actually does

1

BUSINESS FOUND

Infographic step 1: framed yard photo

Civil contractor in Geelong

11 years in business

20 tonne excavator in recent job photos

Hire company sticker on the excavator

6 Isuzu tippers in the yard

2

SIGNALS FOUND

What “signals” may tell us this business may need finance?

Same hired excavator on 9 of the last 12 jobs

14 months of hire invoices, and nothing owned

11 years trading, so likely to be approved

3

FINANCE ANGLE FOUND

Own the excavator for less than the hire bill

4

AUTOMATED OUTREACH MESSAGE

CUSTOM VARIABLES IDENTIFIED FROM “SIGNALS”

{{FIRST_NAME}}Dave
{{HIRED_GEAR}}20 tonner
{{HIRE_PATTERN}}9 of your last 12 jobs
{{HIRE_COST}}$2,500 a week
{{HIRE_LENGTH}}14 months
{{YEARS_TRADING}}11 years
{{FINANCE_ANGLE}}own it for less than the hire bill

Hey Dave,

You still hiring that 20 tonner?

It’s in 9 of your last 12 jobs.

Bet the hire bill’s a joke by now. What is it, $2,500 a week?

14 months of paying for it. And it’s still not yours.

After 11 years in business, you could own it for less than the hire bill.

Want to see what you’d save?

5

INTERESTED → YOUR SALES TEAM

If they lean in, ask for numbers, or mention timing, the conversation moves straight to your brokers/BDM.

Then we “flick the switch”

We go after your whole market.

We contact every business in your market as fast as possible —

often reaching the entire market within 1 week to 1 month.

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Who this is for

Who this is for: commercial finance companies

Commercial finance companies

Who this is for: asset and equipment finance lenders

Asset and equipment finance lenders

Who this is for: business and commercial lenders

Business and commercial lenders

Who this is for: outbound sales teams

Finance companies with outbound sales teams

Dark band: Any finance business…

Any finance business that wants to reach more of its market and create more opportunities.

Framed photo: finding businesses
Framed photo: deals

If your sales team relies on:

finding businesses,

starting conversations, and

turning those conversations into deals

Ariah is built for you.

If many of your clients run real businesses with assets (like vehicles, equipment, or sites), Ariah fits especially well.

Cut-out excavator

Why Ariah exists — and why it is built for finance

Ariah was founded by Elodie Mitchinson after 5 years inside one of Australia’s largest private lenders.

Elodie Mitchinson
She saw the problem firsthand: good finance deals were everywhere, but sales teams could only reach the small slice they had time to chase.

She saw the problem firsthand: good finance deals were everywhere, but sales teams could only reach the small slice they had time to chase.

So she built AI to do what humans could not keep up with: find businesses, uncover finance opportunities, and start the conversations.

So she built AI to do what humans could not keep up with: find businesses, uncover finance opportunities, and start the conversations.

Then came 10 years in marketing, where she saw the other side of the problem: marketers could generate attention, but often didn’t understand how a finance deal actually works.

Then came 10 years in marketing, where she saw the other side of the problem: marketers could generate attention, but often didn’t understand how a finance deal actually works.

So she combined both.

Finance expertise.

Marketing expertise.

AI built around both.

That became Ariah Financial, a finance-specific system built to find opportunities across your entire market.

Selective by design

Ariah is not a fit for most finance businesses.

We work with a small handful of teams where we see a clear opportunity to rapidly increase deal flow, revenue, and bottom line.

If we say yes, it is because we believe we can add serious volume of the right deals, fast.

Selective by designSelective by design

We typically work with finance businesses that:

Already write meaningful deal volumes

Can handle a surge in new opportunities

Have a sales team ready to follow up and close

This is not about generating more “leads.”

It is about putting more profitable deals in front of your team, from the clients you actually want, at a pace your business can handle.

If we work together, the goal is simple:

Turn your existing sales capability into a much bigger book, fast.

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FAQ

How much work is this for my team?

Almost none. Ariah builds and runs everything for you. If you have no preference about the type of deals coming in, we can plug in the system and get you running within days. Then the opportunities start flowing in.

Do we have to learn new software?

No. There is nothing for your team to learn or manage. Ariah runs in the background and fits into your existing workflow.

Will Ariah replace the human side of finance?

No. And it is not designed to.

Finance is a relationship business. People will always want to talk to a finance specialist, build trust, negotiate, and do business with a real person.

Ariah does the part humans cannot do at scale.

It finds and starts conversations with thousands of businesses that your team could never work through one by one.

Once there is genuine interest, your people take over.

AI finds more opportunities. Your team builds the relationships and closes the deals.

What about compliance and data quality?

We use legitimate business data and build outreach around relevant information about each business. The messaging is direct, relevant and finance-specific.

What investment is required to get started? Is there a long contract?

The best way to work out pricing is to first see if we’re a good fit. We can talk through your market, goals and what we could do for you on a call, then agree on the right terms from there. To discuss this further, please contact: elodie [@] ariahfinancial.com.

Remember, if we don’t create deals, neither of us wins.

Quick recap background

Quick recap

If you run a commercial or asset finance business and want to:

Reach your entire market

Create more of the right finance opportunities

Grow without adding more sales headcount

Work with a partner whose success is tied to yours

Quick recap round photo

Ariah builds and runs a prospecting engine that does the hunting for you, so your team can focus on turning more of those opportunities into deals.

A small number of partnerships. By design.

Ariah only works with a small number of finance businesses at any one time.

If we believe we can materially increase your deal flow, revenue, and bottom line, we will explore working together.

Partnerships: two teams at one table
Partnerships: handshake

If you think Ariah could be a fit for your business, email Elodie’s team directly at elodie [@] ariahfinancial.com.

In that first conversation, we will look at your market, your current deal capacity, and where Ariah could create more of the right opportunities.

If you want to see whether Ariah would be a fit for your business, email Elodie’s team and let’s talk.

Disclaimer

Last updated: 22 September 2026

1. Who we are and what we do

Ariah Financial (ABN 88 351 543 778) ("Ariah", "we", "us", "our") is a marketing and business-development services provider. Our business is designing and running outbound prospecting, lead-generation and outreach campaigns for finance businesses who are our clients. We are a marketing supplier to the finance industry. We are not part of the finance industry ourselves.

2. We are not a finance company

  • We are not a lender, credit provider, bank, non-bank lender, financier, finance broker, credit representative, credit intermediary, aggregator, introducer, mortgage broker, asset-finance broker or referrer of credit.
  • We do not hold, and have never held, an Australian Credit Licence (ACL) under the National Consumer Credit Protection Act 2009 (Cth) or an Australian Financial Services Licence (AFSL) under the Corporations Act 2001 (Cth), and we are not an authorised or credit representative of any licensee.
  • We do not assess, arrange, negotiate, recommend, approve, provide, fund or settle any loan, lease, credit facility, finance product or financial product.
  • We do not receive, hold or handle client money, borrower money or loan proceeds.
  • We do not make any decision about whether any person or business is eligible for, or should apply for, any finance.

Any finance products, pricing, terms or approvals mentioned anywhere on this site or in our campaigns are the products of our clients or third parties, not ours. Any application for finance is made directly with, assessed solely by, and provided solely by the relevant licensed finance business, on its own terms.

3. No advice of any kind

Nothing on this website, in any campaign we run, in any email, message, call, video, document, proposal or conversation, is or should be taken as financial product advice, credit advice, credit assistance, investment advice, legal advice, accounting advice, tax advice, business advice or professional advice of any kind. All content is general marketing information only. It does not take into account anyone's objectives, financial situation or needs. Before acting on anything, obtain advice from an appropriately licensed or qualified professional.

4. No offer of finance

Nothing on this website is an offer, invitation, solicitation or recommendation to apply for, obtain or provide any credit or financial product. Any message we send on a client's behalf is a marketing introduction only and is not an offer, quote, pre-approval, conditional approval or indication of eligibility.

5. Examples, illustrations and hypothetical scenarios

This website uses examples to explain how our service works. Every business name, person, job title, company, industry, location, vehicle, piece of equipment, project, conversation, email, text message, script, reply, timeframe, percentage, number, dollar figure, response rate, conversion rate, deal size, volume or outcome shown on this website is illustrative, hypothetical or a composite unless we expressly state otherwise in writing. They are provided to show the concept, not to describe any actual campaign, client or result. Any resemblance to real businesses or people is coincidental. Statements such as reaching a market "within 1 week to 1 month" describe how the process is designed to operate and are not commitments as to timing.

6. No guarantee of results, earnings or return

We make no representation, warranty, promise or guarantee, express or implied, that any client will obtain any particular number or quality of contacts, replies, conversations, meetings, leads, referrals, enquiries, applications, approvals, settlements, funded deals, customers, revenue, profit, earnings, growth, market share, cost savings, return on investment or any other commercial result, or any result at all. Any statement about potential results is an opinion or a description of what the service is designed to do. It is not a forecast, projection or promise.

Results depend on many factors that are outside our control and that vary from client to client, including the client's products, pricing, credit policy, licensing and authorisations, brand, reputation, offer, sales team, follow-up speed and skill, capacity, systems, compliance settings, market conditions, competitor activity, interest rates, economic conditions, seasonality, deliverability of email and telephone channels, the accuracy of third-party data, changes in law or platform rules, and the conduct and decisions of the businesses we contact. Past or example results, if any are ever shown, are not indicative of future results. Some clients may achieve results lower than any example shown, and some may achieve no results.

7. Testimonials, case studies and endorsements

If this website ever displays testimonials, reviews, quotes, case studies, logos or endorsements, they reflect the individual experience of the person giving them at the time. They are not representative of all clients, are not a guarantee that any other client will achieve the same or similar results, and may have been edited for length or clarity. We do not pay for testimonials. Where a person is compensated in any way for an endorsement, we will say so.

8. Client responsibility for compliance

Every client remains solely responsible for its own legal and regulatory compliance, including the National Consumer Credit Protection Act 2009 (Cth), the Corporations Act 2001 (Cth), the Australian Securities and Investments Commission Act 2001 (Cth), the Competition and Consumer Act 2010 (Cth) and Australian Consumer Law, the Privacy Act 1988 (Cth), the Spam Act 2003 (Cth), the Do Not Call Register Act 2006 (Cth), ASIC regulatory guidance, industry codes, and any equivalent laws in any other jurisdiction. This includes responsibility for: holding the licences and authorisations it needs; the accuracy, fairness and lawfulness of any claims about its products, rates, fees, terms and approval criteria; how it treats consumers and small businesses; and everything that happens after a prospect is introduced. We rely on our clients to tell us what they are licensed and permitted to do. We do not audit, verify or certify any client's compliance.

9. Third-party information and data

We use publicly available business information and third-party data tools. We do not warrant that any third-party information is accurate, complete, current or fit for any purpose. Website links to third-party sites are provided for convenience only; we do not control, endorse or take responsibility for them.

10. Website content generally

We try to keep this website accurate but we make no warranty that it is accurate, complete, current, error-free or continuously available. We may change, suspend or remove any content or the site itself at any time without notice.

11. Limitation of liability

To the maximum extent permitted by law, Ariah and its owners, directors, officers, employees, contractors, agents and licensors exclude all liability for any loss, damage, cost or expense (including loss of profit, revenue, business, opportunity, goodwill, data or anticipated savings, and any indirect, incidental, special or consequential loss) arising out of or in connection with this website, its content, any reliance on it, any campaign we run, or any decision made or action taken on the basis of anything on this website or in our campaigns, whether in contract, tort (including negligence), statute or otherwise. Nothing in this disclaimer excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law that cannot lawfully be excluded. Where our liability cannot be excluded but can be limited, it is limited, at our option, to re-supplying the relevant service or paying the cost of re-supply.

12. Your acknowledgement

By using this website or engaging with us you acknowledge that you have read and understood this Disclaimer, our Terms of Use and our Privacy Policy, and that you have not relied on any representation not expressly set out in a signed written agreement with us.

13. Contact

elodie [@] ariahfinancial.com

Privacy Policy

Last updated: 22 September 2026

1. Who we are

Ariah Financial (ABN 88 351 543 778) ("Ariah", "we", "us", "our") is a marketing and business-development services provider based in Melbourne, Victoria, Australia. We design and run outbound prospecting and outreach campaigns for finance businesses (our clients). We are not a lender, credit provider or financial adviser. This policy explains how we handle personal information under the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs), whether or not we are legally required to comply with them, and how we deal with electronic messages under the Spam Act 2003 (Cth).

2. What this policy covers

This policy covers: this website; enquiries you send us; personal information we handle about our clients and their staff; and business contact information we collect and use when prospecting on our own behalf or on behalf of a client. Where we process information on a client's instructions, the client is also responsible for that information under its own privacy policy.

3. What we collect

  • Website visitors: we do not collect information that identifies you simply because you visit. We may receive basic, non-identifying technical and usage information (such as approximate location, device and browser type, pages viewed and referring site) through hosting logs or analytics tools.
  • People who contact us: your name, email address, telephone number, business name, role, and whatever you choose to include in your message.
  • Clients and their staff: names, roles, business contact details, the information needed to set up, run and bill for a campaign, and records of our communications.
  • Prospects (people we contact in campaigns): publicly available information about businesses, including business name, ABN/ACN, industry, location, website, public directory and map listings, public social-media pages, public registers and public photos, and any vehicles, equipment, premises or projects visible in public sources. We also collect business contact details for owners, directors and decision-makers, including name, role, business email address and business telephone number, and we record replies, opt-outs and other interactions.
  • Sensitive information: we do not set out to collect sensitive information (such as health, racial or ethnic origin, political or religious beliefs, sexual orientation or criminal record). If a person sends it to us unprompted, we handle it only as needed to respond, and we delete it when it is no longer needed.
  • Financial information: we do not collect credit applications, financial statements, bank details, credit history, identity documents or other information used to assess finance. That is collected by the finance business directly, if at all.

4. How we collect it

Directly from you when you contact or engage us. From publicly available sources, including business websites, online business directories, map and review listings, social-media pages, trade and industry directories, and public registers such as the Australian Business Register and ASIC registers. From our clients, who may provide lists of businesses or contacts they wish us to approach. From third-party data and enrichment tools we subscribe to. From our own systems, which record delivery, opens, replies and opt-outs.

5. Why we collect and use it

  • To respond to enquiries and communicate with you.
  • To identify businesses that may be interested in the products or services of our clients, and to contact those businesses on behalf of a client or on our own behalf.
  • To set up, run, measure, report on and improve campaigns.
  • To manage our relationship with clients, including contracts, invoicing and support.
  • To maintain suppression and do-not-contact lists so that people who opt out are not contacted again.
  • To comply with our legal obligations, resolve disputes and enforce our agreements.
  • For any other purpose you consent to or would reasonably expect.

Where we collect business contact information from public sources without dealing with the person directly, we do so because it is reasonable and practicable to do so for business-to-business marketing, and we take reasonable steps to make sure that person is made aware of this policy when we contact them.

6. Emails, messages and calls we send

We comply with the Spam Act 2003 (Cth) and the Do Not Call Register Act 2006 (Cth). Every commercial electronic message we send identifies the sender, states who the message is sent on behalf of where relevant, includes accurate contact details, and provides a functional and simple way to unsubscribe. We send commercial electronic messages only where we hold express consent or where consent can reasonably be inferred, including where a business email address has been published conspicuously without a statement that unsolicited commercial messages are not wanted. We honour unsubscribe requests within 5 business days and, in practice, as soon as possible. We do not send messages to addresses obtained using address-harvesting software or lists that we know were compiled in that way.

To opt out of any communication, reply to the message with "unsubscribe" or "stop", use any unsubscribe link provided, or email elodie [@] ariahfinancial.com. Opting out from a message we send on behalf of one client will remove you from that client's campaign; tell us if you would like to be removed from all Ariah campaigns, and we will add you to our master suppression list.

7. Who we share it with

  • Our clients: the finance business we are acting for receives the details of businesses and contacts who respond or are otherwise introduced to it. Once shared, that client handles the information under its own privacy policy, and we are not responsible for how it does so.
  • Service providers: providers of email sending, domain and hosting, cloud storage, customer-relationship management, data enrichment, telephony, analytics, artificial-intelligence tools, accounting and professional services. They may only use the information to provide services to us and must keep it confidential and secure.
  • Professional advisers, insurers and prospective purchasers of our business, under confidentiality.
  • Regulators, courts, law-enforcement and government agencies where required or authorised by law.

We do not sell personal information. We do not share personal information with anyone else for their own marketing purposes.

8. Overseas disclosure

Some of our service providers store or process information outside Australia, including in the United States, the United Kingdom and the European Union. Before disclosing personal information overseas we take reasonable steps to ensure the recipient handles it in a way that is consistent with the APPs, including by contractual protections. By providing information to us, you consent to this overseas handling and acknowledge that overseas recipients may not be subject to the Privacy Act, and that you may not be able to seek redress under the Privacy Act in relation to their handling.

9. Automated tools and artificial intelligence

We use software, including artificial-intelligence tools, to help research businesses, draft and personalise messages, and organise replies. A human is responsible for the campaigns we run. We do not use automated tools to make decisions that have a legal or similarly significant effect on any person.

10. Cookies and analytics

This website is a simple informational site. It may use hosting-level logs and, if enabled, a privacy-respecting analytics tool that collects aggregated, non-identifying statistics. We do not use advertising or tracking cookies for behavioural advertising. You can block cookies in your browser without affecting the site.

11. Security

We take reasonable steps to protect personal information from misuse, interference, loss, and unauthorised access, modification or disclosure, including password protection, multi-factor authentication where available, access limited to those who need it, reputable cloud providers, and encryption in transit. No method of storage or transmission is completely secure, and we cannot guarantee absolute security. If we become aware of a data breach that is likely to result in serious harm, we will notify affected individuals and the Office of the Australian Information Commissioner as required by the Notifiable Data Breaches scheme.

12. How long we keep it

We keep personal information only for as long as it is needed for the purposes described in this policy, to maintain suppression lists, to meet legal, accounting and reporting obligations (generally seven years for business records), and to establish, exercise or defend legal claims. After that we take reasonable steps to destroy or de-identify it. We keep opt-out records indefinitely so that we do not contact you again.

13. Access, correction and deletion

You can ask us: what personal information we hold about you; to correct it if it is inaccurate, out of date, incomplete, irrelevant or misleading; to stop contacting you; or to delete it. Email elodie [@] ariahfinancial.com. We will respond within 30 days. We may need to verify your identity first. We may decline a request where the law allows, and if we do, we will tell you why. There is no charge for making a request; if a request is complex we may charge a reasonable fee to cover our costs, and we will tell you before doing so.

14. Anonymity

You can browse this site without identifying yourself. Because our services involve contacting real businesses on behalf of real clients, it is not practicable for us to deal with clients or prospects anonymously.

15. Children

This website and our services are for businesses and are not directed at anyone under 18. We do not knowingly collect personal information from children.

16. Complaints

If you have a concern about how we have handled your personal information, email elodie [@] ariahfinancial.com with the details. We will acknowledge your complaint, investigate it and respond within 30 days. If you are not satisfied with our response, you may complain to the Office of the Australian Information Commissioner at oaic.gov.au or 1300 363 992. For complaints about commercial electronic messages you may also contact the Australian Communications and Media Authority at acma.gov.au.

17. Changes to this policy

We may update this policy from time to time. The current version, with its date, is always on this page. Continued use of the site or our services after a change means you accept the updated policy.

18. Contact

Ariah Financial · ABN 88 351 543 778 · Melbourne, Victoria, Australia · elodie [@] ariahfinancial.com

Terms of Use

Last updated: 22 September 2026

1. Agreement to these terms

This website is owned and operated by Ariah Financial (ABN 88 351 543 778) ("Ariah", "we", "us", "our"). By accessing or using this website you agree to be bound by these Terms of Use, our Disclaimer and our Privacy Policy (together, "these terms"). If you do not agree, do not use the site. We may change these terms at any time by posting an updated version; your continued use after a change is acceptance of the change.

2. What Ariah is, and is not

Ariah is a marketing and business-development services company. We design and run outbound prospecting and outreach campaigns for finance businesses. We are not a lender, credit provider, finance broker, credit representative, intermediary, aggregator or financial adviser, and we do not hold an Australian Credit Licence or Australian Financial Services Licence. We do not offer, arrange, assess, recommend, approve or provide any credit or financial product. Nothing on this site is financial, credit, legal, accounting, tax or professional advice, and nothing on this site is an offer of finance. Our full Disclaimer forms part of these terms.

3. Business use only

This website and our services are directed at businesses and business decision-makers. By using the site you confirm that you are at least 18 years old and are acting in the course of a business, trade or profession, or are exploring doing so.

4. Examples are examples

All business names, people, conversations, messages, scripts, screenshots, figures, percentages, timeframes, dollar amounts and outcomes on this site are illustrative or hypothetical examples showing how the service is designed to work. They are not representations of any actual campaign, client or result and are not promises of what you will receive.

5. No guarantee of results or earnings

We do not guarantee, and you must not rely on any expectation of, any number of contacts, replies, conversations, meetings, leads, applications, approvals, settled deals, customers, revenue, profit, earnings, return on investment or any other outcome. Any results depend on factors outside our control, including your products, pricing, licensing, sales process and market conditions. You are solely responsible for your own commercial decisions, including the decision to engage us.

6. No professional relationship from using the site

Using this site, emailing us, or receiving a proposal from us does not create a contract for services, a partnership, agency, joint venture, fiduciary or adviser-client relationship. Services are provided only under a separate written agreement signed by both parties. If a written services agreement and these terms conflict, the services agreement applies to the services.

7. Client obligations and compliance

If you engage us, you are solely responsible for: holding every licence, registration, authorisation and membership required to offer your products and services; the accuracy, lawfulness and fairness of every claim you ask us to make about your business, products, rates, fees, terms and approval criteria; complying with the National Consumer Credit Protection Act 2009 (Cth), the Corporations Act 2001 (Cth), the Australian Consumer Law, the Privacy Act 1988 (Cth), the Spam Act 2003 (Cth), the Do Not Call Register Act 2006 (Cth), any industry code that applies to you, and any equivalent laws in any other jurisdiction; and everything you say and do with any business introduced to you. You must not ask us to send any message that is misleading, deceptive, unlawful or that you are not licensed or permitted to send. We may refuse, pause or stop any campaign that we reasonably believe is or may be unlawful.

8. Intellectual property

All content on this site, including the Ariah name and logo, the robot character, text, images, video, audio, page design, campaign frameworks, message templates, scripts, processes and know-how, is owned by us or our licensors and is protected by copyright, trade mark and other laws. You may view the site for your own information. You may not copy, reproduce, republish, distribute, modify, create derivative works from, scrape, frame, mirror or commercially exploit any part of it without our prior written consent. All rights not expressly granted are reserved.

9. Acceptable use

You must not: use the site for any unlawful purpose; attempt to gain unauthorised access to the site, its servers or any connected system; introduce viruses or other harmful code; use automated means to scrape or harvest content or contact details; interfere with the site's operation or security; impersonate any person or misrepresent your affiliation; or use the site to send spam or unsolicited messages.

10. Third-party links and tools

This site may link to or use third-party websites, tools and services. We do not control them, do not endorse them and are not responsible for their content, availability, privacy practices or terms. Your use of them is at your own risk and subject to their terms.

11. Availability and changes

We do not warrant that the site will be available, uninterrupted, timely, secure or error-free, or that any defects will be corrected. We may change, suspend or discontinue any part of the site at any time without notice.

12. Disclaimer of warranties

To the maximum extent permitted by law, the site and its content are provided "as is" and "as available" without any warranty, condition, guarantee or representation of any kind, whether express, implied, statutory or otherwise, including as to accuracy, completeness, currency, merchantability, fitness for a particular purpose, non-infringement or results.

13. Limitation of liability

To the maximum extent permitted by law, Ariah and its owners, directors, officers, employees, contractors, agents and licensors will not be liable to you or anyone else for any direct, indirect, incidental, special, consequential, exemplary or punitive loss or damage, or any loss of profit, revenue, business, opportunity, goodwill, reputation, data or anticipated savings, arising out of or in connection with this site, its content, your use of or inability to use it, any reliance on it, or any campaign or service we provide, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if we have been advised of the possibility of that loss. To the extent our liability cannot be excluded, our total aggregate liability to you for all claims is limited to the greater of (a) the amount you paid us for the relevant service in the three months before the event giving rise to the claim, and (b) AUD $100.

14. Australian Consumer Law

Nothing in these terms excludes, restricts or modifies any guarantee, condition, warranty, right or remedy under the Competition and Consumer Act 2010 (Cth) or any other law that cannot lawfully be excluded, restricted or modified. If a consumer guarantee applies and the law permits us to limit our liability for its breach, our liability is limited, at our option, to re-supplying the service or paying the cost of re-supply.

15. Indemnity

You agree to indemnify and hold harmless Ariah and its owners, directors, officers, employees, contractors and agents from and against all claims, liabilities, losses, damages, costs and expenses (including legal costs on a full indemnity basis) arising out of or in connection with: your breach of these terms; your breach of any law or the rights of any third party; any information, instruction or content you provide to us; any claim about your products, services, licensing or conduct; and any dealing between you and any business introduced to you.

16. Release

To the maximum extent permitted by law, you release us from any claim, demand or damages of any kind arising from any dealing, dispute or transaction between you and any client, prospect, lender or other third party, and from any decision you make in reliance on anything on this site.

17. Privacy

We handle personal information in accordance with our Privacy Policy, which forms part of these terms.

18. Termination

We may restrict, suspend or terminate your access to the site at any time, with or without notice, if we believe you have breached these terms or for any other reason. Clauses that by their nature should survive termination, including clauses 8, 12 to 16 and 20, survive.

19. General

If any part of these terms is invalid or unenforceable, it is severed and the rest continues in force. Our failure to enforce any right is not a waiver of it. You may not assign your rights under these terms; we may assign ours. These terms, the Disclaimer and the Privacy Policy are the entire agreement between you and us about your use of the site and replace any prior statements or representations. Nothing on this site is intended to be relied on as a representation to induce any person to enter into any agreement with us.

20. Governing law and jurisdiction

These terms are governed by the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the courts of Victoria and the courts entitled to hear appeals from them. If you access the site from outside Australia, you are responsible for complying with the laws of your location.

21. Contact

Ariah Financial · ABN 88 351 543 778 · Melbourne, Victoria, Australia · elodie [@] ariahfinancial.com